Plan de Pensiones Individual Fonditel

Fonditel Individual Plan: the perfect combination for those who know how to wait

DGSFP: N1167 | Renta variable mixta

If you have time to invest in your future, your best option is a pension plan that combines fixed and variable income assets. That way, you can achieve the best benefits from both types of investments with a Mixed Equity Plan. The Fonditel Individual Plan is characterized for adapting to your savings needs thanks to its flexibility. Furthermore, it optimizes the profitability of your savings in the long term with a medium-high risk. The time is now, don't let it pass you by.

Plan de Pensiones Individual Fonditel

General information del Plan de Pensiones Individual Fonditel

Net asset value

44,46880513

Patrimony (thousands)

78.991,91

Participants

2.874

16/01/2019

Date

1,90%

Annual Profitability

9,48 APR

Historic Profitability

Potentially lower performance.

Lower risk.

Potentially higher performance.

Higher risk.

* This figure is indicative of the risk of the Plan and is calculated based on historical data; however, it may not be a reliable indication of the future risk profile of the Plan. Furthermore, there is no guarantee that the indicated category will remain unchanged, as it may vary over time.

Information required by the OM ECC/2316/2015 about financial product`s information and clasification

  • The payment of the benefit or exercise of the right of redemption is only possible in the event of occurrence of one of the contingencies or exceptional cases of liquidity as regulated by the regulations of pension plans and funds.
  • The value of the claims, benefits and exceptional circumstances for liquidity depend on the market value of the pension fund assets and may result in substantial losses.

Evolution of Net Asset Value

Historic Profitability del Plan de Pensiones Individual Fonditel

1

annual

3

annual

5

annual

10

annual

PPI Individual Fonditel

-3,58%

0,39%

3,05%

3,45%

Weighted average of plans in the same category

-3,33%

0,49%

2,30%

4,36%

Weighted average of all individual system plans

-2,85%

-0,04%

1,85%

3,09%

Average inflation

1,70%

1,34%

0,67%

1,20%

According to Inverco on 30/11/2018. Past performance is no promise or guarantee of future performance.

Profitability of plan between dates

Monthly benchmark comparison

Profitability PPI Individual Fonditel

Performance benchmark

Information refered to the Fund. Data updated on 31 de diciembre de 2018

Annual benchmark comparison

Max. Monthly Profit

2,19%

Max. monthly loss

-3,35%

Average monthly gain

0,97%

Average monthly loss

-1,19%

Volatility 12 months

5,14%

Profitability PPI Individual Fonditel

Performance benchmark

Information refered to the Fund. Data updated on 31 de diciembre de 2018

Graphic portfolio composition del Plan de Pensiones Individual Fonditel

Cash position

Derivatives exposure

General information del Plan de Pensiones Individual Fonditel

Fund to which it is attached el Plan de Pensiones Individual Fonditel

Fonditel C, Fondo de Pensiones

Magament Company

Fonditel Pensiones E.G.F.P., S.A.

Depository

BBVA

Contributions al Plan de Pensiones Individual Fonditel

Periódicas: periodicidad mensual, trimestral, semestral o anual.

Extraordinarias: en cualquier momento (cuantía mínima 60 euros)

Benefits del Plan de Pensiones Individual Fonditel

Forma de Percibir la Prestación:

capital , renta y combinación de ambas.

Pagos sin periodicidad regular.

Management and deposit Fee del Plan de Pensiones Individual Fonditel

Comisión de gestión: 0,95% del Patrimonio del Fondo

Comisión de depósito: 0,05% del Patrimonio del Fondo

Transfer of consolidated/economic rights to another plan

Entre planes gestionados por Fonditel el plazo máximo es de 3 días hábiles;entre gestoras diferentes el plazo máximo es de 5 días hábiles. Sin gastos por movilización.

Rights effectiveness

Por enfermedad grave o desempleo de larga duración según legislación vigente.

Disposición anticipada.

Type of Investment Fund

Renta variable mixta

Contingencies covered

Contingencias:

Jubilación. incapacidad del partícipe (total y permanente para la profesión habitual, absoluta para todo trabajo y gran invalidez),

fallecimiento del partícipe y del beneficiario.

Dependencia severa y gran dependencia

Fund Management Team Composition

Fund Management Team Composition

Pension Plan Management Team

A team that is young but very experienced, attentive and independent. With a multidisciplinary focus to carry out active, agile and flexible management.